Health Cash Plans for the Over 50s
Health
cash plans providing cover for the over 50's, just as other Health Cash
Plans are there to provide help with the costs of everyday Healthcare.
Over 50's Health Cash Plans cover many of the health expenses you would expect including Opticians, Dental, Physiotherapy, Osteopathy, Chiropractic, Acupuncture, Chiropody and Hospital Benefit. The main differences are that they do not include cover for expenses such as Pregnancy, Paternity and Young Children which many Over 50s customers no longer require. Therefore you're getting a cost effective solution to your Healthcare needs and aren't paying out for un-necessary cover.
Once over the age of retirement, it is of course the case that many Healthcare costs are now waived and covered by the Government, for example Prescription costs and annual Eye Tests. On the other hand when we retire or cut down our working hours our regular income often becomes less at the same time that our bodies often need more care and attention to keep ourselves happy and healthy, so a good Health Cash Plan still makes a sensible investment at this time.
Not all Health Insurance companies offer Health Cash Plans for new customers over 50. The good news is that there are a growing number of companies now specialising in providing Health Cash Plans that specifically meet the needs of older customers. The minimum age of admission for these schemes varies with some staring at 50, 55, 65 and 69. We do always recommend that you read the details of a policy carefully before making the decision that it is the right one for you.
Many regular Health Cash Plans accept applications from customers Over 50, including those listed below.
Just click on any of the Health Cash Plans to read more about how you can take better care of yourself for less.
*This policy applies for applicants aged 50-64. Premiums increase for those over 65
**HSA's standard Health Cash Plans cover those up to 59 years of age. This policy applies to those 60 and over.
***This policy applies to applicants over 49 years of age.
The policies described by the documents above do have age restrictions. Please visit the individual providers website and read the terms and conditions carefully to ensure you select the Health Cash Plan that's right for you.